Vriksha.ai

Loans · Insurance · Investments

Rupy.am

Clear money decisions. The Report reads every loan, policy and fund you hold, end to end — leaks and gaps, in rupees.

+91

₹199/mo · humans included

Want to explore Rupyam?Visit Rupyam Website

The problem

Every loan, policy and fund is sold by someone paid to sell it. Households carry overlapping EMIs, stale interest rates and premiums that jump at renewal — and nobody on their side of the table is doing the arithmetic.

Product overview

With you. Not the sellers.

Rupy.am is a fee-first money advisor for Indian households. You pay ₹199 a month. If a seller pays a commission, you see it on screen before you buy. Contact happens only on your tick — and every tick expires.

Clear

Every number shows its math.

Honest

Commission on screen, first.

Yours

Contact only on your tick.

Key features

Everything you need, built-in.

The Report

Every loan, policy and fund you hold, read end to end. Leaks and gaps priced in rupees.

Commission on screen

If a seller pays us, you see the exact amount before you buy. Always, first.

Watch

Rates, renewals and premium hikes tracked after you sign, not just before.

The Tick

Tick a channel to open it, untick to shut it. Every tick expires in 30 days.

Spam blocked at the gate

No tick, no call. Sellers never reach you through us without permission.

Humans included

Named advisors and claim help on the ₹199 plan — AI does the math, people take the call.

Use cases

Watch that pays for itself.

  • Rate falls → we tell you to switch.
  • Premium jumps → we warn you before renewal.
  • Three EMIs, one cheaper way → we alert you.
  • Spam → blocked at the gate.

How it works

Your money, in three moves.

Step 01

Check

Before you sign. Every number shows its math, commission included.

Step 02

Watch

After you sign. Rates, renewals and premiums tracked month on month.

Step 03

Act

Only on your tick. We reach you where and when you allowed it.

Price

No tick. No call. No spam.

₹0

Tools

  • Check lite
  • Spam report
  • The Tick

₹99

AI Advisor

  • Full checks
  • AI calls · 120 min/mo
  • Watch

₹199

+ Humans

  • Everything
  • Named advisors
  • Claim help

₹1,999/yr = 2 months free · AI calls capped at 120 min/mo

Benefits

Outcomes you can measure.

Fee-first model: you pay ₹199, so no seller owns the advice
Leaks and gaps quantified in rupees, not risk scores
Consent that expires by default — permissions you can audit
One view across loans, insurance and investments

Ready for clear money decisions?

Start with the Report. Leaks and gaps in rupees, commission on screen, and not one call you did not ask for.

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